01 - December 2019
Posted by : Annette Locchi
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We love seeing money go back in your pocket!
Claiming everything you’re entitled to from the ATO is one proven method of increasing your bottom line with investment property. Investment property expenses you can […]
24 - October 2019
Posted by : Annette Locchi
View : 401
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7 Millennial Money Savvy tips
You may be forgiven for thinking of the millennial generation as financially frivolous given all the headlines on ‘smashed avocado’ – spending money on café […]
17 - September 2019
Posted by : Annette Locchi
View : 264
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The important of documenting family loans
Family loans are not uncommon. When a loved one needs help financing a new business, purchasing their first home or overcoming financial difficulties, it is […]
28 - October 2018
Posted by : Annette Locchi
View : 1085
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Top 5 questions to ask before purchasing an investment Property
Due diligence is everything when it comes to investing rental property. Check out the top 5 tips and strategies to help you grow your property portfolio. 1. […]
28 - October 2018
Posted by : Annette Locchi
View : 834
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Questions About Macro Prudential Tools
Hi Felicity, I learnt a new word yesterday: macro-prudential. I understand the RBA is also talking about it in relation to investors. It looks like […]
17 - August 2016
Posted by : Annette Locchi
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The automatic money system
At the foundation of any property investing is having good money habits. I have seen people who have tried to use property investing as a […]
17 - August 2016
Posted by : Annette Locchi
View : 876
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Why regulators are saying ‘NO’ to interest only loans?
Interest only loans are a great tool, but like any tool they need to be used responsibly – the analogy I use is that interest […]
17 - August 2016
Posted by : Annette Locchi
View : 404
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Is property investing just a gamble or is there a methodology to success?
Many people’s property investment journey starts with the idea that they would like to be financially free. The problem is where does one start and […]
16 - August 2016
Posted by : Annette Locchi
View : 521
Comment : 0
Are Low Deposit Loans Becoming A Thing of the Past? Good question.
The question I am most often asked is how can I borrow the maximum amount of money for a property? A small number of lenders […]
01 - December 2019
Posted by : Annette Locchi
View : 542
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5 steps to stay on top in a renter’s market
The latest National Residential Vacancy Rate figures from investment research house SQM Research have some investors feeling uncertain.
24 - October 2019
Posted by : Annette Locchi
View : 463
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Are Millennials more financially astute?
Millennials have long been labelled as a generation that spends frivolously, however this article suggests otherwise and implies that parents (and older generations)
17 - September 2019
Posted by : Annette Locchi
View : 645
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When buying a home becomes a family affair
A family that plays together, stays together – right? What about a family that buys together?
10 - December 2018
Posted by : Annette Locchi
View : 762
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5 tips to an amazing Christmas without the financial hangover
Set a spending limit – we tend to be so busy and often the year passes in the blink of an eye. By the time […]
28 - October 2018
Posted by : Annette Locchi
View : 3814
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What is the difference between an offset account, a line of credit and a redraw facility?
AND… CAN THEY SAVE ME MONEY? At property loan advisor we deal with a lot of enquiry when speaking and advising clients on what type […]
28 - October 2018
Posted by : Annette Locchi
View : 773
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Is compound interest the eighth wonder of the world?
Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it. – Albert Einstein […]
28 - October 2018
Posted by : Annette Locchi
View : 469
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The 7 mistakes that property investors make
The seven mistakes apply to any property niche; it does not matter if you are a vendor financier, a landlord a renovator or a developer. […]
17 - August 2016
Posted by : Annette Locchi
View : 476
Comment : 0
The numbers don’t lie
Buying an investment property is not about guessing if it will make you money or not. Being clear on what type of property niche you […]
17 - August 2016
Posted by : Annette Locchi
View : 662
Comment : 0
What is a credit score and can it stop you getting a loan?
A Credit Score is a number calculated from the data on your credit report and is one factor used by lenders to determine your credit-worthiness for a mortgage, loan […]
17 - August 2016
Posted by : Annette Locchi
View : 433
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How to negotiate substantial discounts when purchasing a property
Most people think negotiating is about a win / lose situation. In other words, they are focused on their outcome not on what the other […]